diff --git a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/enumeration/WechatPayV3Type.java b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/enumeration/WechatPayV3Type.java
index 3ff61a3..f605562 100644
--- a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/enumeration/WechatPayV3Type.java
+++ b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/enumeration/WechatPayV3Type.java
@@ -991,7 +991,44 @@ public enum WechatPayV3Type {
      *
      * @since 1.0.14.RELEASE
      */
-    MALL_SCORE_RESULT(HttpMethod.GET, "%s/v3/businesscircle/user-authorizations/{openid}");
+    MALL_SCORE_RESULT(HttpMethod.GET, "%s/v3/businesscircle/user-authorizations/{openid}"),
+    //~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
+    /**
+     * 获取对私银行卡号开户银行API
+     *
+     * @since 1.0.14.RELEASE
+     */
+    CAPITAL_SEARCH(HttpMethod.GET, "%s/v3/capital/capitallhh/banks/search-banks-by-bank-account"),
+    /**
+     * 查询支持个人业务的银行列表API
+     *
+     * @since 1.0.14.RELEASE
+     */
+    CAPITAL_PERSONAL(HttpMethod.GET, "%s/v3/capital/capitallhh/banks/personal-banking"),
+    /**
+     * 查询支持对公业务的银行列表API
+     *
+     * @since 1.0.14.RELEASE
+     */
+    CAPITAL_CORPORATE(HttpMethod.GET, "%s/v3/capital/capitallhh/banks/corporate-banking"),
+    /**
+     * 查询省份列表API
+     *
+     * @since 1.0.14.RELEASE
+     */
+    CAPITAL_PROVINCES(HttpMethod.GET, "%s/v3/capital/capitallhh/areas/provinces"),
+    /**
+     * 查询城市列表API
+     *
+     * @since 1.0.14.RELEASE
+     */
+    CAPITAL_CITIES(HttpMethod.GET, "%s/v3/capital/capitallhh/areas/provinces/{province_code}/cities"),
+    /**
+     * 查询支行列表API
+     *
+     * @since 1.0.14.RELEASE
+     */
+    CAPITAL_BRANCHES(HttpMethod.GET, "%s/v3/capital/capitallhh/banks/{bank_alias_code}/branches");
 
     /**
      * The Pattern.
diff --git a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/BranchBanksPageParams.java b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/BranchBanksPageParams.java
new file mode 100644
index 0000000..2d3c3e9
--- /dev/null
+++ b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/BranchBanksPageParams.java
@@ -0,0 +1,16 @@
+package cn.felord.payment.wechat.v3;
+
+import cn.felord.payment.wechat.v3.model.PageParams;
+import lombok.Data;
+import lombok.EqualsAndHashCode;
+
+/**
+ * @author felord.cn
+ * @since 1.0.14.RELEASE
+ */
+@EqualsAndHashCode(callSuper = true)
+@Data
+public class BranchBanksPageParams extends PageParams {
+    private String bankAliasCode;
+    private Integer cityCode;
+}
diff --git a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatApiProvider.java b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatApiProvider.java
index 29dd179..8bac31e 100644
--- a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatApiProvider.java
+++ b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatApiProvider.java
@@ -304,4 +304,15 @@ public class WechatApiProvider {
         return new WechatMediaApi(wechatPayClient, tenantId);
     }
 
+    /**
+     * 其它能力-银行组件（服务商）
+     *
+     * @param tenantId the tenant id
+     * @return the wechat media api
+     * @since 1.0.14.RELEASE
+     */
+    public WechatCapitalApi capitalApi(String tenantId) {
+        return new WechatCapitalApi(wechatPayClient, tenantId);
+    }
+
 }
diff --git a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatCapitalApi.java b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatCapitalApi.java
new file mode 100644
index 0000000..8da9d6d
--- /dev/null
+++ b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/WechatCapitalApi.java
@@ -0,0 +1,163 @@
+package cn.felord.payment.wechat.v3;
+
+import cn.felord.payment.wechat.enumeration.WeChatServer;
+import cn.felord.payment.wechat.enumeration.WechatPayV3Type;
+import cn.felord.payment.wechat.v3.model.PageParams;
+import com.fasterxml.jackson.databind.node.ObjectNode;
+import org.springframework.web.util.UriComponentsBuilder;
+
+import java.net.URI;
+import java.security.cert.X509Certificate;
+
+/**
+ * 其它能力-银行组件（服务商）
+ * <p>
+ * 具体参见 <a href="https://pay.weixin.qq.com/wiki/doc/apiv3_partner/Offline/apis/chapter11_2_1.shtml">银行组件</a>
+ *
+ * @author felord.cn
+ * @since 1.0.14.RELEASE
+ */
+public class WechatCapitalApi extends AbstractApi{
+    /**
+     * Instantiates a new Abstract api.
+     *
+     * @param wechatPayClient the wechat pay client
+     * @param tenantId        the tenant id
+     */
+    public WechatCapitalApi(WechatPayClient wechatPayClient, String tenantId) {
+        super(wechatPayClient, tenantId);
+    }
+
+    /**
+     * 获取对私银行卡号开户银行API
+     *
+     * @param accountNumber accountNumber
+     * @return the wechat response entity
+     */
+    public WechatResponseEntity<ObjectNode> searchBanksByBankAccount(String accountNumber) {
+        WechatResponseEntity<ObjectNode> wechatResponseEntity = new WechatResponseEntity<>();
+        this.client().withType(WechatPayV3Type.CAPITAL_SEARCH, accountNumber)
+                .function((type, param) -> {
+                    SignatureProvider signatureProvider = this.client().signatureProvider();
+                    X509WechatCertificateInfo certificate = signatureProvider.getCertificate(this.wechatMetaBean().getTenantId());
+                    final X509Certificate x509Certificate = certificate.getX509Certificate();
+
+                    URI uri = UriComponentsBuilder.fromHttpUrl(type.uri(WeChatServer.CHINA))
+                            .queryParam("account_number", signatureProvider.encryptRequestMessage(param,x509Certificate))
+                            .build()
+                            .toUri();
+                    return Get(uri);
+                })
+                .consumer(wechatResponseEntity::convert)
+                .request();
+        return wechatResponseEntity;
+    }
+
+    /**
+     * 查询支持个人业务的银行列表API
+     *
+     * @param params the params
+     * @return the wechat response entity
+     */
+    public WechatResponseEntity<ObjectNode> queryPersonalBanks(PageParams params) {
+        WechatResponseEntity<ObjectNode> wechatResponseEntity = new WechatResponseEntity<>();
+        this.client().withType(WechatPayV3Type.CAPITAL_PERSONAL, params)
+                .function((type, pageParams) -> {
+                    URI uri = UriComponentsBuilder.fromHttpUrl(type.uri(WeChatServer.CHINA))
+                            .queryParam("offset", pageParams.getOffset())
+                            .queryParam("limit", pageParams.getLimit())
+                            .build()
+                            .toUri();
+                    return Get(uri);
+                })
+                .consumer(wechatResponseEntity::convert)
+                .request();
+        return wechatResponseEntity;
+    }
+
+    /**
+     * 查询支持对公业务的银行列表API
+     *
+     * @param params the params
+     * @return the wechat response entity
+     */
+    public WechatResponseEntity<ObjectNode> queryCorporateBanks(PageParams params) {
+        WechatResponseEntity<ObjectNode> wechatResponseEntity = new WechatResponseEntity<>();
+        this.client().withType(WechatPayV3Type.CAPITAL_CORPORATE, params)
+                .function((type, pageParams) -> {
+                    URI uri = UriComponentsBuilder.fromHttpUrl(type.uri(WeChatServer.CHINA))
+                            .queryParam("offset", pageParams.getOffset())
+                            .queryParam("limit", pageParams.getLimit())
+                            .build()
+                            .toUri();
+                    return Get(uri);
+                })
+                .consumer(wechatResponseEntity::convert)
+                .request();
+        return wechatResponseEntity;
+    }
+
+    /**
+     * 查询省份列表API
+     *
+     * @return the wechat response entity
+     */
+    public WechatResponseEntity<ObjectNode> queryProvinces() {
+        WechatResponseEntity<ObjectNode> wechatResponseEntity = new WechatResponseEntity<>();
+        this.client().withType(WechatPayV3Type.CAPITAL_PROVINCES, "")
+                .function((type, pageParams) -> {
+                    URI uri = UriComponentsBuilder.fromHttpUrl(type.uri(WeChatServer.CHINA))
+                            .build()
+                            .toUri();
+                    return Get(uri);
+                })
+                .consumer(wechatResponseEntity::convert)
+                .request();
+        return wechatResponseEntity;
+    }
+
+    /**
+     * 查询城市列表API
+     *
+     * @param provinceCode provinceCode
+     * @return the wechat response entity
+     */
+    public WechatResponseEntity<ObjectNode> queryCitiesByProvince(Integer provinceCode) {
+        WechatResponseEntity<ObjectNode> wechatResponseEntity = new WechatResponseEntity<>();
+        this.client().withType(WechatPayV3Type.CAPITAL_CITIES, provinceCode)
+                .function((type, code) -> {
+                    URI uri = UriComponentsBuilder.fromHttpUrl(type.uri(WeChatServer.CHINA))
+                            .build()
+                            .expand(code)
+                            .toUri();
+                    return Get(uri);
+                })
+                .consumer(wechatResponseEntity::convert)
+                .request();
+        return wechatResponseEntity;
+    }
+
+    /**
+     * 查询支行列表API
+     *
+     * @param params branchBanksPageParams
+     * @return the wechat response entity
+     */
+    public WechatResponseEntity<ObjectNode> queryBranchBanks(BranchBanksPageParams params) {
+        WechatResponseEntity<ObjectNode> wechatResponseEntity = new WechatResponseEntity<>();
+        this.client().withType(WechatPayV3Type.CAPITAL_BRANCHES, params)
+                .function((type, pageParams) -> {
+                    URI uri = UriComponentsBuilder.fromHttpUrl(type.uri(WeChatServer.CHINA))
+                            .queryParam("city_code", pageParams.getCityCode())
+                            .queryParam("offset", pageParams.getOffset())
+                            .queryParam("limit", pageParams.getLimit())
+                            .build()
+                            .expand(pageParams.getBankAliasCode())
+                            .toUri();
+                    return Get(uri);
+                })
+                .consumer(wechatResponseEntity::convert)
+                .request();
+        return wechatResponseEntity;
+    }
+}
diff --git a/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/model/PageParams.java b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/model/PageParams.java
new file mode 100644
index 0000000..a0335cb
--- /dev/null
+++ b/payment-spring-boot-autoconfigure/src/main/java/cn/felord/payment/wechat/v3/model/PageParams.java
@@ -0,0 +1,13 @@
+package cn.felord.payment.wechat.v3.model;
+
+import lombok.Data;
+
+/**
+ * @author felord.cn
+ * @since 1.0.14.RELEASE
+ */
+@Data
+public class PageParams {
+    private Integer offset;
+    private Integer limit;
+}